CAIIB · RM

DERIVATIVES AND RISK MANAGEMENT

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Risk Management (Elective) — CAIIB.

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Q

What is a derivative instrument in the context of financial risk management?

A

A derivative is a financial contract whose value is derived from an underlying asset such as interest rates, currencies, equities, or commodities. It is used primarily for hedging risk or speculation.

Q

What is a swaption in derivatives risk management?

A

An option giving the right to enter an interest rate swap.

Q

What are the four main types of derivative instruments used in Indian banking?

A

The four main types are forwards, futures, options, and swaps. Each serves a distinct purpose in managing market risk exposures.

Q

What is a credit default swap (CDS) used for?

A

Transferring credit risk of a reference entity to protection seller.

Q

What is the difference between an exchange-traded derivative and an OTC derivative?

A

Exchange-traded derivatives are standardised contracts traded on recognised exchanges with a central counterparty clearing, while OTC derivatives are privately negotiated between two parties and carry counterparty credit risk.

Q

What is Gamma in options risk management?

A

Rate of change of Delta with respect to underlying asset price.

Q

What is a forward rate agreement (FRA) and how does it manage interest rate risk?

A

A Forward Rate Agreement is an OTC contract that locks in an interest rate for a future period, allowing banks to hedge against adverse movements in interest rates on their loan or deposit portfolios.

Q

What is Vega in the context of options pricing?

A

Sensitivity of option price to changes in implied volatility.

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