CAIIB · RM

FORWARD CONTRACT

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Risk Management (Elective) — CAIIB.

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Q

What is a forward contract in the context of foreign exchange?

A

A forward contract is a customized agreement between two parties to buy or sell a specified amount of foreign currency at a predetermined exchange rate on a future date. It is used to hedge against exchange rate risk.

Q

What is the maximum tenor for a forward contract in India as per RBI guidelines?

A

Generally up to one year, extendable in some cases.

Q

How does a forward contract differ from a futures contract?

A

A forward contract is an OTC (over-the-counter) instrument that is privately negotiated, non-standardized, and not traded on an exchange, whereas a futures contract is standardized and traded on an organized exchange.

Q

What is the difference between a 'fixed date forward' and an 'option forward' contract?

A

Fixed date has a single maturity date; option forward allows delivery within a range.

Q

What is the 'forward rate' in a forward contract?

A

The forward rate is the exchange rate agreed upon today for a transaction that will occur at a specified future date. It reflects the spot rate adjusted for the interest rate differential between the two currencies.

Q

What is meant by 'early delivery' of a forward contract?

A

Delivering currency before the contracted maturity date.

Q

What is the formula used to calculate the forward rate using Interest Rate Parity?

A

Forward Rate = Spot Rate × (1 + Interest Rate of Quote Currency) / (1 + Interest Rate of Base Currency). This ensures no arbitrage opportunity exists between the two currencies.

Q

What is a 'rollover' of a forward contract?

A

Extending a forward contract beyond its original maturity date.

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