CAIIB · RM

MNG FUTURES

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Risk Management (Elective) — CAIIB.

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Q

What is a futures contract in the context of financial risk management?

A

A futures contract is a standardized, exchange-traded agreement to buy or sell an underlying asset at a predetermined price on a specified future date, used to hedge or speculate on price movements.

Q

What is the minimum contract size typically specified in an exchange-traded futures contract?

A

Contract size is standardized and fixed by the exchange.

Q

How does a futures contract differ from a forward contract?

A

Futures contracts are standardized and traded on recognized exchanges with daily mark-to-market settlement, while forward contracts are customized OTC agreements settled at maturity without daily margining.

Q

What is the primary function of margin calls in futures markets?

A

Margin calls ensure traders maintain sufficient collateral in accounts.

Q

What is the role of a clearinghouse in futures trading?

A

The clearinghouse acts as a central counterparty to both buyer and seller, guaranteeing contract performance and eliminating counterparty default risk through margining and daily settlement.

Q

What does 'tick size' refer to in futures trading?

A

Tick size is the minimum price movement of a futures contract.

Q

What is initial margin in futures trading?

A

Initial margin is the minimum deposit required by a futures exchange when opening a position, serving as a performance bond to cover potential adverse price movements.

Q

How does a bank use interest rate futures to convert floating rate liability to fixed rate?

A

Bank shorts interest rate futures to lock in current rates.

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