CAIIB · RM

OPTIONS

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Risk Management (Elective) — CAIIB.

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Q

What is an option in the context of financial derivatives?

A

An option is a contract that gives the buyer the right, but not the obligation, to buy or sell an underlying asset at a predetermined price on or before a specified date.

Q

What is the payoff of a call option at expiry?

A

Maximum of (spot price minus strike price) or zero

Q

What is the difference between a call option and a put option?

A

A call option gives the holder the right to buy the underlying asset, while a put option gives the holder the right to sell the underlying asset at the strike price.

Q

What is the payoff of a put option at expiry?

A

Maximum of (strike price minus spot price) or zero

Q

What is the strike price (exercise price) of an option?

A

The strike price is the predetermined price at which the holder of an option can buy (call) or sell (put) the underlying asset when the option is exercised.

Q

What does 'at-the-money' (ATM) mean for an option?

A

Strike price equals the current market price of underlying

Q

What is the option premium?

A

The option premium is the price paid by the buyer to the seller (writer) for acquiring the rights conferred by the option contract; it is the maximum loss for the option buyer.

Q

What is the maximum gain for a buyer of a call option?

A

Unlimited, as the underlying price can rise indefinitely

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