JAIIB · AFM · Chapter 10

Derivatives

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

Financial market underlying?

A

interest rates, foreign exchange, equity prices, credit spreads.

Q

Commodity market underlying?

A

gold, silver, crude oil, agricultural products.

Q

Index underlying?

A

Nifty 50, Bank Nifty, MIBOR, USD/INR fixing.

Q

Hedging or Safeguard?

A

protect existing positions / cash flows from adverse market movements (the risk management use).

Q

Speculation?

A

profit from anticipated price movements without owning the underlying (the risk-taking use).

Q

They are settled at a future date?

A

the cash flow / delivery happens not today but on a specified future maturity / settlement date.

Q

Risk Transfer?

A

Derivatives shift the risk from the buyer of the derivative product to the seller and as such are very effective risk-management tools.

Q

Improve Liquidity?

A

Derivatives improve the liquidity of the underlying instrument and perform the economic function of price discovery.

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