JAIIB · AFM

BASIC ACCOUNTANCY PROCEDURES

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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One-liners from this chapter

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Q

What is the fundamental accounting equation?

A

The fundamental accounting equation is Assets = Liabilities + Capital (Owner's Equity). This equation must always remain balanced after every transaction.

Q

What is a Petty Cash Book used for in accounting?

A

Recording small day-to-day miscellaneous cash expenses of a business.

Q

What does the term 'double entry system' mean in accountancy?

A

The double entry system means every financial transaction affects at least two accounts — one account is debited and another is credited by equal amounts, ensuring the accounting equation stays balanced.

Q

What is the 'Imprest System' in petty cash management?

A

Fixed amount given to petty cashier, reimbursed when nearly spent.

Q

What is a Journal in accounting?

A

A Journal is the book of original entry (prime entry) where transactions are recorded chronologically as they occur, before being posted to the ledger.

Q

What is the distinction between a Nominal account and a Real account?

A

Nominal accounts relate to income/expenses; Real accounts relate to assets.

Q

What is a Ledger in accountancy?

A

A Ledger is the principal book of accounts where all journal entries are classified and posted account-wise, providing a complete record of each account's transactions and balance.

Q

What is the golden rule for Personal accounts in double entry bookkeeping?

A

Debit the receiver; credit the giver.

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