JAIIB · AFM

Operational Aspects of Accounting Entries

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is a journal entry in accounting?

A

A journal entry is the primary record of a financial transaction, showing the accounts debited and credited along with the amount and narration, following the double-entry system.

Q

What is a compound journal entry in accounting?

A

A single entry recording multiple debits or credits simultaneously.

Q

What does the term 'narration' mean in the context of a journal entry?

A

Narration is a brief description written below each journal entry explaining the nature of the transaction, helping in understanding the purpose of the debit and credit entries.

Q

What is the golden rule for personal accounts in accounting?

A

Debit the receiver, credit the giver.

Q

What is the purpose of a ledger in banking accounting?

A

A ledger is the principal book of accounts where all journal entries are posted account-wise, enabling the preparation of trial balance and financial statements.

Q

What is the golden rule for real accounts in accounting?

A

Debit what comes in, credit what goes out.

Q

What is meant by 'posting' in accounting?

A

Posting is the process of transferring entries from the journal (or subsidiary books) to the respective ledger accounts to maintain a classified record of transactions.

Q

What is the golden rule for nominal accounts in accounting?

A

Debit all expenses and losses, credit all incomes and gains.

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