JAIIB · AFM

Company accounts - II

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is a debenture in the context of company accounts?

A

A debenture is a long-term debt instrument issued by a company to borrow money at a fixed rate of interest, and debenture holders are creditors of the company, not owners.

Q

What is the nominal value of a debenture also known as?

A

Face value or par value of the debenture certificate.

Q

What is the difference between redeemable and irredeemable debentures?

A

Redeemable debentures are repaid by the company after a specified period, whereas irredeemable (perpetual) debentures have no fixed repayment date and remain outstanding indefinitely.

Q

What does 'issue of debentures at a premium' mean in company accounts?

A

Debentures issued above their face value to investors.

Q

What is meant by issue of debentures at a discount?

A

When debentures are issued at a price lower than their face value, they are said to be issued at a discount; the discount is treated as a capital loss and written off over the life of the debenture.

Q

What is a 'debenture redemption fund' used for in company accounts?

A

Accumulated fund specifically to repay debentures at maturity.

Q

How is a Debenture Redemption Reserve (DRR) created?

A

Companies are required under the Companies Act to transfer a specified percentage of the debenture value to a Debenture Redemption Reserve out of profits before redeeming debentures, to protect debenture holders.

Q

What is meant by 'own debentures' held by a company?

A

Debentures purchased by the company from open market for cancellation.

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