JAIIB · AFM

3 A AFM Basic Accountancy Procedures

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is the fundamental accounting equation that forms the basis of double-entry bookkeeping?

A

The fundamental accounting equation is Assets = Liabilities + Capital (Owner's Equity), meaning every transaction affects at least two sides of this equation equally.

Q

What is the primary objective of accounting in a banking organisation?

A

To record, classify, and summarise financial transactions accurately.

Q

What does the term 'debit' signify in double-entry bookkeeping?

A

Debit refers to the left side of a ledger account; it increases asset and expense accounts and decreases liability, capital, and income accounts.

Q

What is the Double Entry System of bookkeeping?

A

Every transaction has equal debit and credit entries in two accounts.

Q

What is a Journal in accounting?

A

A Journal is the book of original entry where all financial transactions are first recorded in chronological order with both debit and credit entries before posting to the ledger.

Q

What is a Purchases Day Book used for in accounting?

A

Recording all credit purchases of goods systematically on a daily basis.

Q

What is a Ledger in the context of accounting?

A

A Ledger is the principal book of accounts that contains all individual accounts (real, personal, and nominal) and is prepared by posting entries from the Journal.

Q

What is a Sales Day Book maintained for in accounting?

A

Recording all credit sales of goods in a chronological order.

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