JAIIB · AFM

AFM Book Keeping and Accounting

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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One-liners from this chapter

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Q

What is the primary objective of book-keeping in banking?

A

The primary objective of book-keeping is to maintain a systematic, chronological record of all financial transactions so that the financial position and profitability of the bank can be ascertained at any point in time.

Q

What is the golden rule for personal accounts in double-entry bookkeeping?

A

Debit the receiver, credit the giver.

Q

What distinguishes book-keeping from accounting?

A

Book-keeping is the mechanical process of recording transactions in books of accounts, while accounting involves summarising, interpreting, and communicating financial information derived from those records.

Q

What is the golden rule for real accounts in accounting?

A

Debit what comes in, credit what goes out.

Q

What is the meaning of a 'journal' in accounting?

A

A journal is the book of original or prime entry where transactions are first recorded in chronological order before being posted to the ledger, following the double-entry system.

Q

What is the golden rule for nominal accounts in accounting?

A

Debit all expenses and losses, credit all incomes and gains.

Q

What does the double-entry system of book-keeping state?

A

The double-entry system states that every business transaction has a dual effect — for every debit entry in one account, there must be a corresponding and equal credit entry in another account, keeping the accounting equation balanced.

Q

What is a narration in a journal entry?

A

Brief explanation written below each journal entry.

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