JAIIB · AFM

capital and revenue expenditure

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is capital expenditure?

A

Capital expenditure is spending that results in the acquisition of a fixed asset or an improvement that extends the useful life or capacity of an existing asset, providing benefits over more than one accounting period.

Q

What is the accounting principle that governs the distinction between capital and revenue expenditure?

A

The accrual and matching principle governs this distinction.

Q

What is revenue expenditure?

A

Revenue expenditure is spending incurred in the normal course of business operations whose benefit is exhausted within the current accounting period, such as wages, rent, and repairs.

Q

How is capital expenditure recorded in a bank's balance sheet?

A

It is recorded as an asset and depreciated over its useful life.

Q

How is capital expenditure treated in the financial statements?

A

Capital expenditure is recorded as an asset on the balance sheet and written off gradually over its useful life through depreciation or amortisation.

Q

Which financial statement is directly affected by revenue expenditure in the current period?

A

The Profit and Loss account is directly affected.

Q

How is revenue expenditure treated in the financial statements?

A

Revenue expenditure is charged entirely to the Profit and Loss Account in the period in which it is incurred, reducing net profit for that year.

Q

Is the purchase of a generator for a bank branch capital or revenue expenditure?

A

It is capital expenditure as it provides long-term benefit.

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