JAIIB · AFM

Cash Flow and Fund Flow

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is the primary purpose of a Cash Flow Statement?

A

A Cash Flow Statement shows the actual inflows and outflows of cash and cash equivalents during an accounting period, helping assess the liquidity and solvency of a business.

Q

What is the indirect method of presenting operating cash flows?

A

Net profit adjusted for non-cash items and working capital changes.

Q

Under which accounting standard is the Cash Flow Statement governed in India?

A

The Cash Flow Statement is governed by AS-3 (Accounting Standard 3) issued by ICAI, which is mandatory for listed companies and certain other enterprises.

Q

What is the direct method of presenting operating cash flows?

A

Showing actual cash receipts and payments from operating activities directly.

Q

What are the three main activities classified in a Cash Flow Statement?

A

Cash flows are classified into Operating Activities, Investing Activities, and Financing Activities as per AS-3.

Q

What is the net increase or decrease in cash and cash equivalents?

A

The sum of cash flows from operating, investing, and financing activities.

Q

How are cash flows from operating activities defined in a Cash Flow Statement?

A

Operating activities are the principal revenue-producing activities of an enterprise and include cash receipts from sales of goods, rendering services, and related payments like wages and taxes.

Q

How is depreciation treated in the indirect method of cash flow?

A

Added back to net profit as it is a non-cash charge.

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