JAIIB · AFM · Chapter 23

Foreign Exchange Arithmetic

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

Variable component — Direct Quote / Indirect Quote?

A

Direct Quote: Home currency varies; foreign currency is fixed at 1 unit; Indirect Quote: Foreign currency varies; home currency is fixed at 1 (or 100) units

Q

Under which Act is Foreign Exchange defined in India?

A

Foreign Exchange Management Act (FEMA), 1999

Q

Format — Direct Quote / Indirect Quote?

A

Direct Quote: 1 USD = ₹85.40; Indirect Quote: ₹100 = 1.17 USD

Q

Which section of FEMA 1999 defines Foreign Exchange?

A

Section 2(n) of FEMA, 1999

Q

Dealer profit rule — Direct Quote / Indirect Quote?

A

Direct Quote: "Buy low, Sell high"; Indirect Quote: "Buy high, Sell low"

Q

Which body replaced RBI for computing the USD/INR reference rate on July 10, 2018?

A

Financial Benchmarks India Pvt Ltd (FBIL)

Q

What is Value Date?

A

is the date on which the actual exchange of funds takes place — payment of one currency at one centre against receipt of the other currency at the counterpart centre.

Q

At what time is the FBIL USD/INR reference rate published each business day?

A

Approximately 13:30 hours

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