JAIIB · AFM · Chapter 22

Calculation of Yield to Maturity (YTM)

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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One-liners from this chapter

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Q

Face Value (Par Value) — Meaning / Symbol / Notation?

A

Meaning: The amount printed on the face of the bond; the principal that the issuer promises to repay at maturity.; Symbol / Notation: F

Q

Coupon Rate — Meaning / Symbol / Notation?

A

Meaning: Fixed annual interest rate paid by the issuer on the face value of the bond.; Symbol / Notation: c

Q

Coupon (Interest Amount) — Meaning / Symbol / Notation?

A

Meaning: Rupee value of periodic interest = Face Value × Coupon Rate.; Symbol / Notation: I = F × c

Q

Maturity ⏳ — Meaning / Symbol / Notation?

A

Meaning: The pre-specified period after which the bond is repaid by the issuer.; Symbol / Notation: n

Q

Redemption Value — Meaning / Symbol / Notation?

A

Meaning: Amount the bondholder receives on maturity; usually equal to face value, sometimes at a premium.; Symbol / Notation: RV / F

Q

Market Value (CMP) — Meaning / Symbol / Notation?

A

Meaning: Price at which the bond actually trades in the secondary market; may differ from face value.; Symbol / Notation: CMP / P₀

Q

Required Rate of Return — Meaning / Symbol / Notation?

A

Meaning: Discount rate the investor expects, also called Cost of Capital for the issuer.; Symbol / Notation: k_d

Q

Yield to Maturity (YTM) — Meaning / Symbol / Notation?

A

Meaning: Single discount rate that equates the present value of all future cash flows to the current market price.; Symbol / Notation: YTM / k_d

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