JAIIB · AFM · Chapter 32

Costing Methods (Chapter 32)

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is unit costing?

A

Method finding cost per unit by dividing total period output costs by number of units produced.

Q

When is unit costing applicable?

A

Single homogeneous product manufactured continuously on large scale with identical units.

Q

What items are excluded from unit cost sheet?

A

Taxes, interest, dividends, provisions, write-offs, cash discounts, asset sale gains/losses.

Q

What is job costing used for?

A

Non-continuous production where each customer job is unique and costed separately.

Q

Difference between job account and job cost sheet?

A

Job account tracks monetary costs only; job cost sheet includes non-monetary data (material requisitions, hours, operator IDs).

Q

What is contract costing?

A

Job costing applied to large multi-year projects with separate contract accounts tracking costs separately.

Q

What are progress payments?

A

Periodic billing by contractor based on certified work completion to prevent working-capital blockage.

Q

Define retention money in contracts.

A

Fixed percentage withheld from progress payments as quality/performance guarantee, released post-completion.

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