JAIIB · PPB

CONTRACT OF INDEMNITY

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Q

What is a contract of indemnity as defined under the Indian Contract Act, 1872?

A

A contract of indemnity is a contract by which one party (indemnifier) promises to save the other (indemnity holder) from loss caused by the promisor's conduct or by the conduct of any other person.

Q

Which section of the Indian Contract Act, 1872 defines a contract of indemnity?

A

Section 124 defines contract of indemnity.

Q

Under which section of the Indian Contract Act, 1872 is a contract of indemnity defined?

A

A contract of indemnity is defined under Section 124 of the Indian Contract Act, 1872.

Q

Who is the party that promises to compensate the loss in a contract of indemnity?

A

The indemnifier promises to compensate the loss.

Q

What rights does an indemnity holder have when sued, under Section 125 of the Indian Contract Act?

A

The indemnity holder has the right to recover all damages, costs, and sums paid under any compromise from the indemnifier, provided the compromise was not contrary to the indemnifier's orders.

Q

Who is referred to as the 'indemnity holder' or 'indemnified' in a contract of indemnity?

A

The party protected against loss is the indemnity holder.

Q

What is the key distinction between a contract of indemnity and a contract of guarantee?

A

In indemnity, the indemnifier's liability is primary and independent, while in a guarantee the surety's liability is secondary and contingent on the principal debtor's default.

Q

What must exist for a valid contract of indemnity to be enforceable?

A

All elements of a valid contract must exist.

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