JAIIB · PPB · Chapter 48

Security Considerations and Mitigation Measures in Banks

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Principles and Practices of Banking — JAIIB.

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Q

1 — Fraud Mode / What Happens?

A

Fraud Mode: Utility-programme abuse; What Happens: Special / utility programmes used to make unauthorised changes to records, bypassing normal controls.

Q

2 — Fraud Mode / What Happens?

A

Fraud Mode: File migration attack; What Happens: Removing relevant files from the primary location, transporting them to another computer, manipulating, and returning them — bypasses passwords.

Q

3 — Fraud Mode / What Happens?

A

Fraud Mode: Pre-entry instruction tampering; What Happens: Unauthorised amendment to payment instructions before they enter the computer system.

Q

4 — Fraud Mode / What Happens?

A

Fraud Mode: Maintenance backdoor; What Happens: Unauthorised changes to programmes made during routine development or maintenance.

Q

5 — Fraud Mode / What Happens?

A

Fraud Mode: Network interception; What Happens: In networked systems, frauds carried out by intercepting data during transmission (man-in-the-middle).

Q

Accounting Controls?

A

Introduced in the application software — dual controls & authorisations, validation checks on data.

Q

Administrative Controls?

A

Built on well-defined lines of responsibility, formal policies & procedures, segregation of duties.

Q

Accounting audit trail?

A

A record of processes that update data and information.

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