JAIIB · PPB · Chapter 45

Data Communication Network and Eft Systems

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Principles and Practices of Banking — JAIIB.

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Q

Twisted Pair — Construction / Speed / Distance / Banking Use?

A

Construction: Two insulated copper wires twisted to reduce cross-talk; Speed / Distance: Up to 150 m between terminal & computer; Banking Use: Cheapest; most popular for short LAN runs

Q

Coaxial Cable — Construction / Speed / Distance / Banking Use?

A

Construction: Inner copper core, insulation, protective sheath; Speed / Distance: Up to 500 Mbps (digital); Banking Use: Higher bandwidth, prevents interference

Q

Optical Fibre — Construction / Speed / Distance / Banking Use?

A

Construction: Very thin glass/plastic fibre carrying a beam of light; Speed / Distance: Up to 2 Gbps, very low error rate; Banking Use: Immune to electromagnetic interference; backbone of modern bank WANs

Q

Simplex — Direction of Flow / Real-Life Example?

A

Direction of Flow: One way only; sender cannot receive, receiver cannot send; Real-Life Example: Commercial radio broadcast

Q

Half-Duplex — Direction of Flow / Real-Life Example?

A

Direction of Flow: Both directions, but one at a time; Real-Life Example: Walkie-talkie

Q

Full-Duplex (Duplex) — Direction of Flow / Real-Life Example?

A

Direction of Flow: Simultaneous two-way transmission; no direction-change delay; Real-Life Example: Telephone line

Q

CHIPS (Clearing House Inter-bank Payment System) — Country / Year / Key Feature?

A

Country: USA (NY); Year / Key Feature: Started 1970; runs by NY clearing house; 99.9 % uptime; settles in Federal Reserve Bank; direct interface with SWIFT

Q

CHAPS (Clearing House Automated Payment System) — Country / Year / Key Feature?

A

Country: UK; Year / Key Feature: Near-instant settlement; format derived from SWIFT; uses PSS (Packet Switched Stream); encryption & authentication

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45c Ppb Data Communication Network and Eft Systems 163 KB
Previous chapter Operational Aspects of CBS Environment (V2) Next chapter Digital Payment Systems and NPCI

More chapters in Module C - Banking Technology

2. Operational Aspects of CBS Environment 4. Data Communication Network and EFT Systems 6. Impact of Technology Adoption and Trends in Banking Technolo... 7. Security Considerations and Mitigation Measures in Banks 8. Operational Aspects of Cyber Crimes / Fraud Risk Management... 43. Operational Aspects of CBS Environment (V2) 46. Digital Payment Systems and NPCI 47. Impact of Technology Adoption and Trends in Banking Technolo... 48. Security Considerations and Mitigation Measures in Banks 49. Operational Aspects of Cyber Crimes Fraud Risk Management in...

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