KYC AML Exam by IIBF: Eligibility, Pattern & Fees Guide
Kyc aml exam iibf — this guide gives you the latest 2026 information, key dates, eligibility, fees and study tips for the KYC-AML exam.
KYC/AML Certification Exam by IIBF — Complete Guide
The KYC/AML (Know Your Customer / Anti-Money Laundering) certification exam is a professional qualification conducted by the Indian Institute of Banking and Finance (IIBF). This exam is designed to equip banking and financial sector professionals with specialized knowledge of AML regulations. KYC standards, and compliance frameworks prescribed by RBI, IBA, FATF, and other international bodies. This guide covers all the essential details about the KYC/AML exam including objectives, eligibility, fees, exam pattern, and syllabus overview.
What is the KYC/AML Exam?
The KYC/AML certification exam is a professional certification in Anti-Money Laundering and Know Your Customer practices. Conducted by the Indian Institute of Banking and Finance (IIBF). It provides comprehensive coverage of the various guidelines, standards, and guidance notes issued by RBI, IBA, and international regulatory bodies. Candidates who earn this certification gain academic credentials that can offer significant career growth opportunities in compliance, risk management, and regulatory functions within banking institutions.
Objectives of the KYC/AML Exam
The examination is conducted to fulfill the following objectives:
- To provide advanced knowledge and understanding of AML and KYC standards applicable to the Indian banking industry.
- To develop the professional competence of employees of banks and financial institutions in detecting and preventing money laundering.
- To provide comprehensive coverage of the various guidelines, standards, and guidance notes issued by RBI, IBA, and international bodies such as FATF (Financial Action Task Force).
Eligibility Criteria for KYC/AML Exam
- The exam is open to both Members and Non-Members of IIBF.
- Candidates must have passed the 12th standard (Higher Secondary) examination in any discipline or an equivalent qualification.
This broad eligibility makes the KYC/AML certification accessible to a wide range of banking professionals, compliance officers, and financial sector employees.
KYC/AML Exam Fees
| Category | Examination Fee |
|---|---|
| Members of IIBF | Rs. 1,000 + GST |
| Non-Members of IIBF | Rs. 1,500 + GST |
Pattern of the KYC/AML Examination
The examination pattern is as follows:
- The question paper contains 120 objective-type multiple-choice questions for a total of 100 marks.
- The exam is conducted in online mode only.
- The time allocated for the examination is 120 minutes (2 hours).
- There is NO negative marking for wrong answers.
- The minimum mark required to pass is 60 out of 100.
KYC/AML Exam Schedule
The KYC/AML exam is conducted by IIBF; check iibf.org.in for the current schedule of examinations and registration dates. Applications for the examination must be registered online through the IIBF website at www.iibf.org.in. The Institute typically conducts the examination on the 2nd and 4th Saturday of each month and on all Sundays. Though the periodicity may be changed based on the requirements of the banking industry.
Key Topics Covered in the KYC/AML Syllabus
The KYC/AML syllabus covers a broad range of topics relating to compliance, customer due diligence, and financial crime prevention. Key areas include:
- Introduction to KYC: Customer identification, verification, and due diligence norms prescribed by RBI
- Anti-Money Laundering (AML): Stages of money laundering (placement, layering, integration), indicators of suspicious transactions
- PMLA (Prevention of Money Laundering Act, 2002): Obligations of banks and financial institutions, reporting requirements
- FATF Recommendations: International standards on combating money laundering and terrorist financing
- Customer Due Diligence (CDD): Standard CDD, Enhanced Due Diligence (EDD) for high-risk customers, Simplified Due Diligence
- Politically Exposed Persons (PEPs): Definition, additional due diligence requirements
- Suspicious Transaction Reporting (STR): Obligation to report, FIU-IND (Financial Intelligence Unit — India)
- RBI Guidelines on KYC/AML: Master Direction on KYC, periodic updating of KYC records
Why is KYC/AML Certification Important for Bankers?
As regulatory scrutiny on money laundering and financial crime increases globally, KYC/AML knowledge has become a core competency for banking professionals. Many banks now mandate or encourage their staff — particularly those in customer-facing, compliance, and risk roles — to obtain this certification. It also demonstrates professional commitment to regulatory compliance, which is a key differentiator in career advancement within the banking sector.
Key Points
- The KYC/AML exam is a certification offered by IIBF covering Anti-Money Laundering and Know Your Customer standards.
- Eligibility is open to both IIBF members and non-members who have passed Class 12 or equivalent.
- The exam has 120 MCQs for 100 marks; duration is 2 hours; conducted in online mode with no negative marking.
- The passing mark is 60 out of 100 — higher than JAIIB/CAIIB (which require 50).
- The exam schedule is published on the IIBF website; check iibf.org.in for current dates and registration windows.
Frequently Asked Questions
Q: What is the passing mark for the IIBF KYC/AML exam? The minimum passing mark for the KYC/AML certification exam is 60 out of 100. This is higher than the passing threshold for JAIIB and CAIIB papers, which require 50 out of 100.
Q: Can non-banking professionals appear for the KYC/AML exam? Yes. The KYC/AML exam is open to both members and non-members of IIBF. Any candidate who has passed the 12th standard (Higher Secondary) examination or its equivalent can register for this exam. Irrespective of whether they work in a bank.
Q: How often is the KYC/AML exam conducted by IIBF? The exam is conducted by IIBF; check iibf.org.in for the current schedule. IIBF typically conducts certification exams including KYC/AML on the 2nd and 4th Saturday of each month and on all Sundays. Subject to change based on industry requirements.
Q: What is the fee for the KYC/AML exam for IIBF members? IIBF members pay Rs. 1,000 plus GST. Non-members of IIBF pay Rs. 1,500 plus GST.
Q: Is there negative marking in the KYC/AML exam? No. There is no negative marking for incorrect answers. Candidates should attempt all 120 questions to maximize their score.
Conclusion
The IIBF KYC/AML certification is a recognized and highly practical qualification for banking professionals involved in compliance, customer service, risk management, and regulatory functions. The relatively accessible eligibility criteria and the frequent exam schedule make it a convenient certification to pursue alongside regular banking duties. Visit iibf.org.in to register, access the study material, and check the latest exam schedule.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
For more on kyc aml exam iibf, see the official IIBF circulars and our chapter-wise free notes on iibf.store.
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