CAIIB · BRBL

CERSAI

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Banking Regulations and Business Laws — CAIIB.

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Q

What does CERSAI stand for?

A

CERSAI stands for Central Registry of Securitisation Asset Reconstruction and Security Interest of India.

Q

What is the full form of SARFAESI Act under which CERSAI operates?

A

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act

Q

Under which Act was CERSAI established?

A

CERSAI was established under the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest (SARFAESI) Act, 2002.

Q

In which year was the SARFAESI Act enacted?

A

2002

Q

When was CERSAI incorporated?

A

CERSAI was incorporated on 5th March 2011 as a government company under Section 8 of the Companies Act.

Q

What is the minimum government shareholding required in CERSAI?

A

51 percent government shareholding is mandated

Q

What is the primary purpose of CERSAI?

A

The primary purpose of CERSAI is to maintain and operate a central registry of mortgages and security interests created on property for loans, to prevent fraudulent multiple financing against the same property.

Q

Which ministry oversees CERSAI in India?

A

Ministry of Finance oversees CERSAI

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