CAIIB · CB · Chapter 16

Financial Stability

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Central Banking (Elective) — CAIIB.

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One-liners from this chapter

Free sample — 8 of 87 rapid-fire Q&A cards.

Q

Define financial stability per Mishkin.

A

Financial system ensuring lasting efficient allocation of savings to investments without major disruptions.

Q

What triggered the active phase of the 2008 crisis?

A

BNP Paribas suspension of hedge fund withdrawals on 9 August 2007 citing liquidity evaporation.

Q

Which act's repeal removed the wall between investment and depository banking?

A

Glass-Steagall Act repeal in 1999 allowed universal banks to take opaque trading risk.

Q

Name the US post-2008 financial stability framework.

A

Dodd-Frank Act (2010) created FSOC, OFR, and BCFR for systemic risk monitoring.

Q

What is the UK's twin peaks supervisory model?

A

Bank of England houses prudential regulator and Financial Policy Committee for macro-prudential oversight.

Q

Which council is the apex body for financial stability in India?

A

Financial Stability and Development Council (FSDC), established December 2010, headed by Finance Minister.

Q

What does the Board for Financial Supervision in India supervise?

A

Commercial banks, FIs, NBFCs, UCBs, primary dealers using CAMELS/CALCS rating systems.

Q

Name the early warning signals framework widely used post-1997.

A

Kaminsky, Lizondo, Reinhart (KLR) framework groups EWS under ten broad vulnerability heads.

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