JAIIB · AFM

Depreciation and its accounting

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Accounting and Financial Management for Bankers — JAIIB.

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Q

What is depreciation in accounting terms?

A

Depreciation is the systematic allocation of the cost of a tangible fixed asset over its useful economic life, reflecting the consumption of the asset's value.

Q

What is the primary purpose of providing depreciation in accounting?

A

To allocate cost of asset over its useful life systematically.

Q

Which accounting principle makes depreciation necessary?

A

The matching principle requires that the cost of an asset be matched against the revenue it helps generate, spreading the expense over the asset's useful life.

Q

Which Indian Accounting Standard specifically deals with depreciation of tangible assets?

A

Ind AS 16 deals with Property, Plant and Equipment depreciation.

Q

What are the two most commonly used methods of depreciation under Indian accounting standards?

A

The Straight Line Method (SLM) and the Written Down Value (WDV) method are the two most widely used depreciation methods in India.

Q

What is the formula for calculating annual depreciation under the Straight Line Method?

A

(Cost minus Residual Value) divided by Useful Life in years.

Q

How is depreciation calculated under the Straight Line Method?

A

Under SLM, annual depreciation = (Cost of Asset – Residual Value) / Useful Life; the same fixed amount is charged every year throughout the asset's life.

Q

Under the Written Down Value method, on what amount is depreciation calculated each year?

A

Depreciation is calculated on the reducing book value each year.

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