JAIIB · PPB · Chapter 40

Government Sponsored Schemes (and Documentation, Stamp Act)

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Maximum Loan?

Rs. 15,000 (Term Loan / Working Capital / Both)

Housing Loan (SC/ST only)?

Rs. 20,000

Margin?

NIL

Rate of Interest?

4% p.a. — SIMPLE rate

Security?

Hypothecation of assets created — no collateral

Repayment?

Up to 5 years including grace period up to 2 years

Classification?

Weaker Section under Priority Sector

Subsidy?

Not available

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