Agricultural Finance
Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Principles and Practices of Banking — JAIIB.
One-liners from this chapter
Free sample — 8 of 47 rapid-fire Q&A cards.
Marginal Farmer?
Up to 1 hectare
Small Farmer?
> 1 hectare but ≤ 2 hectares
Up to ₹2 lakh (effective 01-Jan-2025)?
No margin, no collateral — only hypothecation of crops
Up to ₹3 lakh with tie-up for recovery?
Hypothecation of crops, no collateral
Above ₹2 lakh (non-tie-up) / Above ₹3 lakh (tie-up)?
Collateral at bank's discretion
Rabi Food crops, Pulses & Oilseeds?
1.5% of Sum Insured
Kharif Food crops, Pulses & Oilseeds?
2.0% of Sum Insured
Annual Commercial & Horticultural crops?
5.0% of Sum Insured
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