JAIIB · PPB · Chapter 36

Priority Sector Advances

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Q

What is Weaker Sections?

A

is treated as a sub-target overlay — borrowers who already qualify under one of the above eight categories can simultaneously contribute to the Weaker Sections sub-target.

Q

Total PSL — Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20) / Foreign Banks (Branches < 20) / Regional Rural Banks (RRBs) / Small Finance Banks (SFBs) / Urban…?

A

Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20): 40% of ANBC/CEOBE; Foreign Banks (Branches < 20): 40% of ANBC/CEOBE (≤32% can be export credit; ≥8% other PSL); Regional Rural Banks (RRBs): 75% of ANBC/CEOBE; Small Finance Banks (SFBs): 60% of ANBC/CEOBE…

Q

Agriculture — Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20) / Foreign Banks (Branches < 20) / Regional Rural Banks (RRBs) / Small Finance Banks (SFBs) / Urban…?

A

Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20): 18% (of which ≥10% to SMFs by FY 2023-24; revised to 12% from FY 2026); Foreign Banks (Branches < 20): NA; Regional Rural Banks (RRBs): 18% (≥10% to SMFs); Small Finance Banks (SFBs): 18% (≥10% to SMFs); Urban…

Q

Micro Enterprises — Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20) / Foreign Banks (Branches < 20) / Regional Rural Banks (RRBs) / Small Finance Banks (SFBs) /…?

A

Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20): 7.5%; Foreign Banks (Branches < 20): NA; Regional Rural Banks (RRBs): 7.5%; Small Finance Banks (SFBs): 7.5%; Urban Co-op Banks (UCBs): 7.5%

Q

Weaker Sections — Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20) / Foreign Banks (Branches < 20) / Regional Rural Banks (RRBs) / Small Finance Banks (SFBs) /…?

A

Domestic Scheduled Commercial Banks (excl. RRBs/SFBs) & Foreign Banks (Branches ≥ 20): 12%; Foreign Banks (Branches < 20): NA; Regional Rural Banks (RRBs): 15%; Small Finance Banks (SFBs): 12%; Urban Co-op Banks (UCBs): 12%

Q

2020-21 — Small & Marginal Farmers (SMF) Target / Weaker Sections Target?

A

Small & Marginal Farmers (SMF) Target: 8%; Weaker Sections Target: 10%

Q

2021-22 — Small & Marginal Farmers (SMF) Target / Weaker Sections Target?

A

Small & Marginal Farmers (SMF) Target: 9%; Weaker Sections Target: 11%

Q

2022-23 — Small & Marginal Farmers (SMF) Target / Weaker Sections Target?

A

Small & Marginal Farmers (SMF) Target: 9.5%; Weaker Sections Target: 11.5%

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