SFB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Financial Inclusion Role of Small Finance Banks: IIBF SFB Guide (2026)
The financial inclusion role of small finance banks sits at the core of why the Reserve Bank of India created this bank category i...
Loan Documentation in Small Finance Banks: Execution and Stamping (2026)
Loan documentation in small finance banks is where credit decisions turn into enforceable rights. An SFB's underwriting can be sou...
SFB Savings Account Interest Rates: Why the Gap Exists
Walk into an SFB branch and open a plain savings account, and you will often see a number that surprises you: 6% or even 7% a year...
Doorstep Banking for SFBs: Model, Rules and Risk Controls
The doorstep banking for SFBs model is the delivery engine behind India's small finance bank story — it is how these banks reach m...
Payments Banks vs Small Finance Banks: Key Differences (2026)
When the RBI opened the door to niche banking in 2014, it created two very different animals under one policy umbrella. Understand...
Promoter Shareholding Dilution Norms in SFBs
For anyone preparing for the IIBF Small Finance Bank exam, the promoter shareholding dilution norms prescribed by the Reserve Bank...
SFB Asset Quality and Collections: NPA Norms, Provisioning and Recovery (2026)
SFB asset quality and collections is the single topic that decides whether a small finance bank's loan book stays healthy or turns...
SFB branch expansion norms: RBI Rules (2026)
Every candidate preparing for the IIBF Small Finance Bank certification eventually runs into a rule that looks simple but carries...
Technology Stack for Small Finance Banks: IIBF Guide 2026
The technology stack for small finance banks is the single biggest reason a differentiated bank with a few hundred branches can se...
PSL Sub-Targets for Small Finance Banks: IIBF Exam Guide 2026
Every Small Finance Bank aspirant memorises the headline number — 75% of Adjusted Net Bank Credit (ANBC) must go to the priority s...
Joint Liability Group Lending in Small Finance Banks (2026)
🤝 Joint liability group lending is the backbone of how Small Finance Banks (SFBs) reach borrowers who have no collateral to offer...
Capital Adequacy Ratio for Small Finance Banks: IIBF Guide 2026
The capital adequacy ratio for small finance banks sits at the heart of every SFB exam paper, and for good reason — it is the sing...