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#Small Finance Bank

All articles on Small Finance Bank — curated guides, deep dives, mock-test pointers, and working-banker insights from IIBF STORE.

50 articles
Joint Liability Group Lending in Small Finance Banks
SFB 27 Aug 2026
Joint Liability Group Lending in Small Finance Banks
Joint liability group lending is the credit delivery method on which most small finance banks were built, and…
Unbanked Rural Centre Norms for Small Finance Banks Explained
SFB 26 Aug 2026
Unbanked Rural Centre Norms for Small Finance Banks Explained
Every Small Finance Bank licence carries a branch-network condition that many candidates skim past: the unbank…
Small Finance Bank Promoter Eligibility: RBI's On-Tap Rules Explained
SFB 25 Aug 2026
Small Finance Bank Promoter Eligibility: RBI's On-Tap Rules Explained
When RBI opens the door for a new bank, the first question examiners love to ask is: who is actually allowed t…
CASA Ratio for Small Finance Banks: Why It Matters
SFB 24 Aug 2026
CASA Ratio for Small Finance Banks: Why It Matters
For most Small Finance Banks (SFBs), growing low-cost deposits is not optional — it is survival. The CASA rati…
SFB Priority Sector Lending Target: The 60% Rule Explained
SFB 21 Aug 2026
SFB Priority Sector Lending Target: The 60% Rule Explained
Every Small Finance Bank in India runs its lending book against one number that examiners love to test: the SF…
Penal Charges on Loan Accounts: RBI Rules Every SFB Must Follow
SFB 20 Aug 2026
Penal Charges on Loan Accounts: RBI Rules Every SFB Must Follow
Ask a branch manager what changed in retail lending compliance since 2024 and the honest answer is the pricing…
Listing Norms for Small Finance Banks: IPO Rules Explained
SFB 19 Aug 2026
Listing Norms for Small Finance Banks: IPO Rules Explained
The listing norms for small finance banks are among the sharpest licensing conditions the Reserve Bank has eve…
KYC AML for small finance banks: IIBF SFB Guide
SFB 18 Aug 2026
KYC AML for small finance banks: IIBF SFB Guide
For an IIBF SFB candidate, KYC AML for small finance banks is not a side topic — they sit at the centre of the…
Multiple Lending and Over-Indebtedness in Microfinance (IIBF SFB)
SFB 17 Aug 2026
Multiple Lending and Over-Indebtedness in Microfinance (IIBF SFB)
Multiple lending and over-indebtedness in microfinance is one of the sharpest risk themes tested in the Small…
Securitisation by Small Finance Banks: MRR, MHP and Rules
SFB 15 Aug 2026
Securitisation by Small Finance Banks: MRR, MHP and Rules
Securitisation by small finance banks has quietly become one of the most important balance-sheet tools in the…
MFI to SFB Conversion Norms: RBI's On-Tap Route in 2026
SFB 13 Aug 2026
MFI to SFB Conversion Norms: RBI's On-Tap Route in 2026
When a microfinance-focused NBFC decides to graduate into full-service banking, it must follow RBI's mfi to sf…
Capital Adequacy Norms for Small Finance Banks: 15% CRAR Rules
SFB 12 Aug 2026
Capital Adequacy Norms for Small Finance Banks: 15% CRAR Rules
Capital adequacy norms for small finance banks are deliberately tighter than the norms applied to universal co…
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