CAIIB · BFM

Exchange rates and Forex Business

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Bank Financial Management — CAIIB.

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Q

What is the exchange rate?

A

The exchange rate is the price of one currency expressed in terms of another currency, determined by supply and demand in the foreign exchange market.

Q

What is the interbank exchange rate?

A

Rate at which banks trade currencies among themselves

Q

What is a direct quote in foreign exchange?

A

A direct quote expresses the number of units of domestic currency required to purchase one unit of foreign currency, e.g., INR 84 = 1 USD in India.

Q

What is a pip in the context of forex rates?

A

Smallest price movement in a currency pair quote

Q

What is an indirect quote in foreign exchange?

A

An indirect quote expresses the number of units of foreign currency obtainable per unit of domestic currency, e.g., 1 INR = 0.012 USD.

Q

What is a foreign exchange forward contract?

A

Agreement to buy or sell currency at fixed future rate

Q

What is the bid rate in a forex quote?

A

The bid rate is the rate at which the market maker (bank) is willing to buy the base currency from the customer; it is always lower than the ask rate.

Q

What is a currency futures contract?

A

Standardized exchange-traded forward contract on currency

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