JAIIB · IEIFS

Banking Laws & DFIs Part 2

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

What is the primary objective of the Development Finance Institutions (DFIs) established in India?

A

DFIs were established to provide long-term credit and financial assistance to industrial and infrastructure sectors that were not adequately served by commercial banks.

Q

What is the full form of DFI in the Indian financial context?

A

Development Finance Institution, set up for long-term financing.

Q

Under which Act was NABARD (National Bank for Agriculture and Rural Development) established?

A

NABARD was established under the NABARD Act, 1981, and commenced operations on 12 July 1982 as the apex development bank for agriculture and rural development.

Q

In which year was NABARD established?

A

NABARD was established in 1982.

Q

What is the role of SIDBI (Small Industries Development Bank of India) in the Indian financial system?

A

SIDBI acts as the principal financial institution for promotion, financing, and development of MSMEs, and coordinates the functions of institutions engaged in similar activities.

Q

Which apex institution refinances rural cooperative banks and RRBs in India?

A

NABARD refinances rural cooperative banks and Regional Rural Banks.

Q

Under which legislation was SIDBI established and in which year?

A

SIDBI was established under the Small Industries Development Bank of India Act, 1989, and commenced operations on 2 April 1990.

Q

Under which Act was the National Housing Bank (NHB) established?

A

NHB was established under the National Housing Bank Act, 1987.

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