JAIIB · IEIFS

Indian Financial System Regulators & Banking Reforms Part 2

Chapter notes, video classes, MCQ practice tests and quick-revision one-liners for Indian Economy and Indian Financial System — JAIIB.

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Q

Which body was established under the RBI Act, 1934 to regulate monetary policy in India?

A

The Reserve Bank of India (RBI) was established under the RBI Act, 1934 and serves as the apex monetary authority responsible for formulating and implementing monetary policy in India.

Q

Which committee recommended the establishment of a separate Board for Financial Supervision under RBI?

A

Narasimham Committee 1991 recommended Financial Supervision Board setup.

Q

What is the primary mandate of the Securities and Exchange Board of India (SEBI)?

A

SEBI's primary mandate is to protect the interests of investors in securities, promote the development of the securities market, and regulate it through the SEBI Act, 1992.

Q

What is the full form of FSLRC and what was its mandate?

A

Financial Sector Legislative Reforms Commission to overhaul financial laws.

Q

Under which act was the Insurance Regulatory and Development Authority of India (IRDAI) established?

A

IRDAI was established under the Insurance Regulatory and Development Authority Act, 1999 to regulate and promote the insurance and reinsurance industry in India.

Q

What is the primary function of the Board for Financial Supervision (BFS) set up under RBI?

A

Supervises commercial banks, NBFCs, and financial institutions in India.

Q

What is the role of the Pension Fund Regulatory and Development Authority (PFRDA)?

A

PFRDA regulates and develops the pension sector in India, overseeing the National Pension System (NPS) and promoting old-age income security under the PFRDA Act, 2013.

Q

What is the Enforcement Directorate's (ED) role in Indian banking reforms?

A

Investigates money laundering and foreign exchange violations linked to banks.

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