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#banking exam

All articles on banking exam — curated guides, deep dives, mock-test pointers, and working-banker insights from IIBF STORE.

1550 articles
Prepayment Charges on Loans: RBI 2025 Directions for BCP Exam
BCP 15 Aug 2026
Prepayment Charges on Loans: RBI 2025 Directions for BCP Exam
From 1 January 2026, prepayment charges on loans stopped being a matter of each lender's own board policy. The…
IIBF ITF: transferable letter of credit rules under UCP 600
ITF 15 Aug 2026
IIBF ITF: transferable letter of credit rules under UCP 600
A transferable letter of credit is the instrument that lets a trading house or middleman exporter pass on all…
The RBI principal business criteria for NBFCs: 50-50 Test Guide
NBFC 15 Aug 2026
The RBI principal business criteria for NBFCs: 50-50 Test Guide
Every NBFC question in an IIBF paper eventually comes back to one gateway rule: the principal business criteri…
RBI rules on the net open position limit in bank treasury
TREASURY 15 Aug 2026
RBI rules on the net open position limit in bank treasury
Every bank that deals in foreign exchange ends the day with some residual currency exposure, and the net open…
Securitisation by Small Finance Banks: MRR, MHP and Rules
SFB 15 Aug 2026
Securitisation by Small Finance Banks: MRR, MHP and Rules
Securitisation by small finance banks has quietly become one of the most important balance-sheet tools in the…
Solvency Margin for Insurers: IRDAI Norms, RSM and ASM Explained
RFS 15 Aug 2026
Solvency Margin for Insurers: IRDAI Norms, RSM and ASM Explained
Every insurance company in India must hold assets that exceed its liabilities by a legally fixed cushion, and…
Post-Quantum Readiness in Banks: Crypto Agility for IT Security
ITSEC 15 Aug 2026
Post-Quantum Readiness in Banks: Crypto Agility for IT Security
Every encrypted file a bank stores today has a shelf life, and quantum computing is the clock ticking against…
National Electronic Toll Collection: FASTag Rules for Bankers
DIGIBANK 15 Aug 2026
National Electronic Toll Collection: FASTag Rules for Bankers
National electronic toll collection is the NPCI-operated system that turns a sticker on a windscreen into a li…
IIBF TIRM: short selling in government securities explained 2026
TIRM 15 Aug 2026
IIBF TIRM: short selling in government securities explained 2026
For a bank treasury, short selling in government securities is the cleanest way to take a bearish view on inte…
SWIFT Payment Fraud Controls: RBI Rules Every Banker Must Know
CYBERCRIME 15 Aug 2026
SWIFT Payment Fraud Controls: RBI Rules Every Banker Must Know
Cross-border money leaves an Indian bank through one narrow messaging rail, and that is exactly why SWIFT paym…
KYC AML: cross border wire transfer rules explained for 2026
KYCAML 15 Aug 2026
KYC AML: cross border wire transfer rules explained for 2026
Money laundering rarely stays inside one country, which is why the cross border wire transfer rules sit at the…
Moral Hazard in Banking: Meaning, Examples and RBI Safeguards
ETHICS 15 Aug 2026
Moral Hazard in Banking: Meaning, Examples and RBI Safeguards
Moral hazard in banking is the risk that a bank, its promoters or its staff take larger risks than they otherw…
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