JAIIB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Financial Inclusion in Banking: Tools Every Banker Must Know
Walk into any bank branch in a small town today and you will likely find a business correspondent tapping a biometric device rathe...
International Economic Organizations and India's Global Role
Every rupee that crosses India's border, every dollar the country borrows for a highway or a solar park, and every trade dispute o...
MCLR vs EBLR: What Actually Changes for the Borrower
Somebody asks the MCLR vs EBLR question in almost every JAIIB batch, and it always arrives in the same shape: if both are just ben...
EBLR Benchmark Rate: How Your Floating Loan Reprices
Most people can recite that their home loan is "linked to repo", and then stop. The interesting question is the mechanical one: on...
BPLR to Base Rate to MCLR to EBLR: The Lending Rate Story
Four names, roughly twenty years, one unresolved problem. India has cycled through four generations of lending rate benchmarks - B...
Tax Planning for Retail Banking Customers: 80C, ELSS and FD Rules
Every retail banking relationship manager eventually fields the same question every January and February: "How do I save tax on my...
Annuities and Sinking Fund Calculations: JAIIB AFM Maths Guide
If you have ever wondered why your EMI stays fixed every month, or how a bank decides how much to set aside each year to replace a...
Endorsement of Negotiable Instruments: Types, Rules and Effects (JAIIB PPB)
Every cheque, promissory note and bill of exchange changes hands through one legal act: endorsement. For JAIIB PPB candidates, end...
Stock Exchanges and Depositories in India: NSDL, CDSL and Trading (JAIIB IEIFS)
Every share you buy or sell in India moves through a tightly regulated pipeline of exchanges and depositories, and understanding s...
Home Loan Appraisal and LTV Norms: RBI Rules (JAIIB RBWM 2026)
For JAIIB RBWM candidates, home loan appraisal and LTV norms is one of the highest-yield topics in the exam — it sits at the inter...
Interest Reversal on NPA Accounts: Bank Accounting Entries (JAIIB AFM)
For candidates preparing for the JAIIB Accounting and Financial Management for Bankers paper, interest reversal on NPA accounts is...
Accounts of Minors and Illiterate Persons: Bank Rules (JAIIB PPB 2026)
Opening and running accounts of minors and illiterate persons is one of those PPB topics that sounds simple until an exam question...