NBFC articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Gold Loan Norms for NBFCs: LTV, Valuation and Auction Rules (IIBF 2026)
Gold loans are one of the fastest-growing product lines for NBFCs in India, and examiners test this topic heavily because the rule...
Recovery Agent Guidelines for NBFCs: RBI Rules Explained (2026)
Every NBFC that lends money eventually has to chase loans that go bad, and how it does that is governed by strict recovery agent g...
NBFC Sources of Funds: NCDs, ECB and Bank Borrowings (IIBF 2026)
NBFC sources of funds decide how quickly a non-banking finance company can grow its loan book and how well it survives a liquidity...
NBFC Account Opening and Operational Compliance: RBI Rules (2026)
Ask any compliance officer at a deposit-taking or systemically important NBFC what keeps them up at night, and account opening wil...
Fair Practices Code for NBFCs: RBI Rules Explained (2026)
Every banker preparing for the NBFC module has run into a borrower complaint case study, and most of those cases trace back to one...
Housing Finance Companies Regulation: RBI's HFC Rules (2026)
Housing Finance Companies regulation underwent a landmark shift in 2019, when the Reserve Bank of India took over supervisory cont...
Net Owned Fund for NBFCs: RBI NOF Rules and Minimums (2026)
The Net Owned Fund for NBFCs is the single most important number the Reserve Bank of India looks at before it lets a company opera...
PCA Framework for NBFCs: RBI's Trigger Points (2026)
Every NBFC-paper candidate eventually meets a question on the PCA Framework for NBFCs — the Reserve Bank of India's Prompt Correct...
NBFC Securitisation Guidelines: MRR, MHP and Direct Assignment (2026)
The NBFC securitisation guidelines issued by the Reserve Bank of India govern how a non-banking financial company can sell or tran...
NBFC vs Bank Differences: Key Distinctions Explained (2026)
Every candidate preparing for the IIBF NBFC certification hits the same foundational question early on: what actually separates a...
NBFC Liquidity Risk Management Framework: ALM Buckets, LCR and HQLA (2026)
The NBFC Liquidity Risk Management Framework is the single most tested "risk" topic in the IIBF NBFC Certificate examination, and...
NBFC Ombudsman Scheme: RBI Grievance Redressal Guide (2026)
When a borrower's grievance against a finance company goes unresolved, the NBFC Ombudsman Scheme is the free, RBI-backed forum tha...