NBFC articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Co-Lending Model for NBFCs: Sharing, Escrow and RBI Conditions
For IIBF and JAIIB/CAIIB exam takers, the co-lending model for NBFCs is one of the most frequently tested topics in the NBFC subje...
RBI Digital Lending Guidelines: NBFC Rules for IIBF Exams
The rbi digital lending guidelines put one principle above everything else: whatever number of apps, agents or technology partners...
NBFC Upper Layer framework: RBI's Scale-Based Regulation
The NBFC Upper Layer framework is the part of RBI's four-tier Scale-Based Regulation (SBR) structure that pulls the country's larg...
RBI Approval Rules: change in control of NBFCs Explained
Every NBFC that changes hands or reshuffles its board must clear a specific regulatory hurdle before the deal is signed. The chang...
NBFC Liquidity Coverage Ratio: RBI LCR and ALM Rules
The NBFC liquidity coverage ratio is one of the most exam-heavy topics in the IIBF NBFC certification, and for good reason — it wa...
NBFC Account Aggregator Framework: What You Must Know
When most bankers think of a Non-Banking Financial Company, they picture an asset financier or a microfinance lender. But the NBFC...
P2P Lending Platform Norms: RBI Rules for NBFC-P2P Exams
P2P lending platform norms are among the most heavily tested areas of the IIBF NBFC certification, largely because the RBI tighten...
Deposit Acceptance Norms for NBFCs: Rules and Limits (IIBF)
If you are preparing for the IIBF certification paper on non-banking finance, the deposit acceptance norms for NBFCs are among the...
NBFC asset classification norms: RBI Rules for NPA Recognition
The NBFC asset classification norms decide the single most exam-heavy topic in the RBI's regulatory playbook for non-banking finan...
Corporate Governance Norms for NBFCs Under Scale Based Regulation
If you are preparing for the CAIIB NBFC elective, you cannot skip the corporate governance norms for NBFCs — they surface in nearl...
The RBI principal business criteria for NBFCs: 50-50 Test Guide
Every NBFC question in an IIBF paper eventually comes back to one gateway rule: the principal business criteria for NBFCs, better...
Co-Lending Model for NBFCs: RBI Norms and 80:20 Rule 2026
The co-lending model for NBFCs is one of the most exam-relevant RBI reforms of the last few years, and it keeps returning in NBFC-...