Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Financial Literacy for the Unbanked: Outreach, Content and Outcomes
Access to a savings account no longer guarantees a Small Finance Bank customer stays active. Financial literacy for the unbanked i...
Regulatory Risk in Banks: Horizon Scanning, Impact and Mitigation (IIBF RFS)
For most bank officers, "risk" means credit defaults or a bad trading position. But regulatory risk in banks is different — it is...
Firewall Controls in Banking Networks: Rule Base, DMZ and Review
Every internet-facing branch gateway, ATM switching interface, and internet banking portal sits behind a wall of firewall controls...
NPCI Role in Digital Payments: BHIM, UPI and Product Portfolio
Every UPI transfer, every IMPS credit that lands in seconds, every RuPay swipe at a merchant counter runs on rails built and opera...
Government Securities Auction Process: Uniform vs Multiple Price (IIBF TIRM)
Every dated government security and Treasury Bill that hits the market in India passes through the government securities auction p...
Ransomware Attacks on Banks: Prevention, Response and Reporting
Ransomware attacks on banks have moved from a theoretical IT risk to a live operational threat that IIBF candidates must understan...
Enterprise Wide AML Risk Assessment: Drivers, Scoring and Controls
Every bank operating in India must run an enterprise wide AML risk assessment at least once a year, and refresh it whenever the bu...
BCSBI Code of Commitment to Customers: Promises and Current Status
For every JAIIB and CAIIB candidate studying customer service and ethics, the BCSBI code of commitment to customers is a recurring...
One Time Settlement of Loans: OTS Policy, Sacrifice and Approval (CCP)
When a loan account slips into serious default and the security value can no longer cover the outstanding dues, banks weigh two pa...
Money Supply Measures in India: M1 to M4 and Reserve Money (CAIIB CB)
Money supply measures in India tell you exactly how much money is circulating in the economy at any point, and for CAIIB Central B...
Standardised Approach for Credit Risk: Risk Weights and RWA (CAIIB Risk Management)
Every bank computing its capital adequacy ratio must first decide how it measures credit risk on its loan book, and for most India...
Distributed Ledger Technology in Banking: Use Cases and Limits (CAIIB ITDB)
Distributed ledger technology in banking is no longer a whiteboard idea for CAIIB candidates. It already speeds up letter-of-credi...