Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Learning and Development Function in Banks: TNA to Training ROI (CAIIB HRM)
Every CAIIB HRM candidate eventually meets a case study on training. The learning and development function in banks is the mechani...
NABARD Refinance for Rural Banking: Schemes, Eligibility and Claims (CAIIB RB)
For a rural branch officer, NABARD refinance for rural banking is not a textbook concept — it is the line that decides whether a c...
Contract of Indemnity and Guarantee for Bankers: Sections 124-147 (CAIIB BRBL)
The contract of indemnity and guarantee for bankers is one of the most heavily tested areas of CAIIB Banking Regulations and Busin...
Operating and Financial Leverage: DOL, DFL and DCL Explained (CAIIB ABFM)
Every CAIIB ABFM paper carries at least one numerical on operating and financial leverage, and most candidates lose marks not beca...
Cost of Deposits and Deposit Pricing: Spread and NIM Management (CAIIB BFM)
For a CAIIB BFM candidate, cost of deposits and deposit pricing is the topic that connects almost every other chapter in the paper...
Measures of Central Tendency in Banking Statistics: Mean, Median, Mode (CAIIB ABM)
When your CAIIB ABM paper hands you a frequency table of loan account sizes or NPA ages and asks you to summarise it in one number...
Credit Card Business in Retail Banking: Economics, Risks and Rules (JAIIB RBWM)
The credit card business in retail banking looks simple from the cardholder's side — swipe, sign, pay later — but underneath it ru...
Budgetary Control in Banks: Flexible Budgets and Variance Reporting (JAIIB AFM)
Every bank starts its financial year with a business plan, and that plan means nothing to a branch manager until it is translated...
Accounts of Limited Companies in Banks: Documents and Mandates (JAIIB PPB)
When a private limited company, a public limited company, or a one person company walks into your branch to open a current account...
National Income Accounting in India: GDP, GVA and Deflators (JAIIB IEIFS)
Every JAIIB attempt has at least one question built on national income accounting in India, and it is one of the few Indian Econom...
PM SVANidhi 2026: Rs 50,000 Loan and Rs 30,000 RuPay Credit Card
A vegetable seller who took a ₹10,000 loan in 2021 and repaid it on time can now walk up to the same counter and ask for ...
RBI Ombudsman 2026: New Limits, 90-Day Window and Appeal Rules
Your bank sat on a complaint for six weeks and then sent a one-line reply that settled nothing. Until this summer you had a comfor...