Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
FATCA and CRS Compliance for Banks: Form 61B Reporting Guide (2026)
Cross-border tax transparency has quietly become one of the heaviest recurring obligations on a bank's compliance desk, and FATCA...
Merchanting Trade Transactions: RBI Rules for IIBF ITF (2026)
Merchanting trade transactions are one of the quietest but most heavily tested corners of the IIBF International Trade Finance syl...
Net Owned Fund for NBFCs: RBI NOF Rules and Minimums (2026)
The Net Owned Fund for NBFCs is the single most important number the Reserve Bank of India looks at before it lets a company opera...
Treasury Bills in India: Auctions, Yields and Treasury Use (2026)
For any bank treasury desk, the short end of the government securities curve begins with Treasury Bills in India — the zero-coupon...
Payments Banks vs Small Finance Banks: Key Differences (2026)
When the RBI opened the door to niche banking in 2014, it created two very different animals under one policy umbrella. Understand...
Risk Based Supervision in India: RBI's SPARC Framework Explained (RFS 2026)
For decades, bank inspectors walked into branches, sampled ledgers and ticked compliance boxes after the fact. That backward-looki...
Business Continuity and Disaster Recovery in Banks: IIBF IT Security Guide (2026)
When a data centre floods, a ransomware strain freezes the core banking application, or a fibre cut isolates a regional hub, a ban...
UPI 123Pay Explained: Feature-Phone Payments for IIBF Digital Banking (2026)
When people think of digital payments in India, they picture a smartphone glowing with a scan-and-pay screen. Yet nearly 40 crore...
Interest Rate Futures for Banks: Hedging Treasury Risk (TIRM 2026)
Interest rate futures for banks sit at the heart of the TIRM (Treasury Investment and Risk Management) syllabus, because a treasur...
Money Mule Accounts in Banking: Detection and Prevention (2026)
When a victim of an online scam waits to see whether their money can be recovered, the trail almost always runs through money mule...
Central KYC Records Registry (CKYCR): IIBF KYC-AML Guide (2026)
The Central KYC Records Registry is one of the most exam-favourite yet under-prepared topics in the IIBF KYC, AML and CFT certific...
Bribery and Corruption in Banking: Ethics, Laws and Prevention (2026)
Few topics test a banker's integrity as sharply as bribery and corruption in banking. A gratuity slipped across the counter to spe...