Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Capital Account Convertibility in India: JAIIB IEIFS Guide
Ask any JAIIB candidate about the trickiest topic in the Indian Economy and Indian Financial System paper, and capital account con...
After NPA: Classification, Provisioning and Recovery Explained
Every banker has heard the sentence at least once: "account NPA ho gaya." And what follows is not comfortable for anyone — n...
Liquidation Process Under IBC: From CIRP Failure to Asset Sale
When a corporate insolvency case cannot end in a rescue, the liquidation process under IBC takes over — winding down the corporate...
Risk Appetite Framework in Banks: RBI Guidelines (2026)
A risk appetite framework is the board-approved boundary that tells a bank how much risk it is willing to accept while pursuing it...
Tax Audit for Banks: Section 44AB, Form 3CD Guide (2026)
Every scheduled commercial bank in India is a "person" carrying on business under the Income-tax Act, 1961, and that means tax aud...
Whistle Blower Mechanism in Banks: RBI, CVC and SEBI Rules
Every serious compliance officer eventually has to answer one uncomfortable question: what happens when the person who spots the w...
Correspondent Banking in International Trade Finance for IIBF ITF
Correspondent banking in international trade finance is the invisible plumbing that lets an Indian exporter's dollar payment reach...
Cost of Capital for JAIIB AFM: A WACC Question Solved Step by Step
A short question, a long silence, and then a wrong option. That is how most candidates meet the cost of capital in the exam hall....
Leasing for JAIIB AFM: Finance Lease vs Operating Lease Explained
If a firm can simply rent the machine, why would it ever buy one? That is the doubt the short video below opens with, and it is ex...
Housing Finance Companies Regulation: RBI's HFC Rules (2026)
Housing Finance Companies regulation underwent a landmark shift in 2019, when the Reserve Bank of India took over supervisory cont...
Treasury Middle Office Operations: Roles, Risk and Controls
Treasury middle office operations form the independent risk-monitoring backbone that sits between a bank's dealing room and its se...
Doorstep Banking for SFBs: Model, Rules and Risk Controls
The doorstep banking for SFBs model is the delivery engine behind India's small finance bank story — it is how these banks reach m...