CAIIB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Lead Bank Scheme and District Credit Plan: SLBC, DCC and ACP (CAIIB Rural Banking)
For CAIIB Rural Banking candidates, the Lead Bank Scheme and district credit plan is one of the highest-yield topics in the syllab...
Banking with Partnership Firms and HUF Accounts: Legal Rules (CAIIB BRBL)
When a partnership firm or a Hindu Undivided Family walks into your branch to open a current account, the paperwork you collect is...
Share Buyback and Bonus Issue: Rules, Accounting and EPS Impact (CAIIB ABFM)
For CAIIB ABFM candidates, share buyback and bonus issue are among the most frequently tested corporate finance topics because the...
AT1 Bonds and Tier 2 Capital Instruments: Basel III Features and Risks (CAIIB BFM)
For CAIIB BFM candidates, AT1 bonds and Tier 2 capital instruments are one of the highest-yield topics in the capital adequacy por...
Simulation and Queuing Models in Banking: Monte Carlo and Waiting Lines (CAIIB ABM)
Every branch manager knows the scene: five customers in line, one teller counter open, and a queue that keeps growing at lunch hou...
Diversion of Funds: How One Machine Breaks a Cash Credit Account
A borrower with a clean repayment record, a sanctioned cash credit limit and one seemingly harmless decision: he buys a machine ou...
IRRBB Framework Explained: EVE vs NII for CAIIB BFM 2026
Interest rates rose and the bank booked a loss. Was that a loss of economic value of equity, or a loss of net interest income? If...
IRRBB Outlier Test: The 15% of Tier 1 Rule Explained
Some regulatory thresholds are quiet. This one is not. If a bank fails the IRRBB outlier test, it is formally flagged as carrying...
Operational Risk Capital: Basel III Standardised Approach
For years, operational risk was the soft corner of Basel. Credit risk had ratings and risk weights, market risk had VaR, and opera...
Negotiable Instruments Act Provisions for Bankers Explained
Every cheque a customer signs, every promissory note a borrower executes, and every bill of exchange discounted at the branch coun...
Financial Statement Analysis for CAIIB ABFM: A Complete Guide
For candidates preparing for the CAIIB Advanced Business and Financial Management (ABFM) paper, financial statement analysis is on...
Bond Portfolio Immunization: Protecting Bank Treasuries
When a bank's treasury desk builds a bond portfolio to fund a future pension liability or to park surplus SLR holdings, the bigges...