Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Business Correspondent Model: CAIIB Rural Banking Guide
The business correspondent model lets a bank deliver deposits, withdrawals, remittances and small-value credit through a contracte...
Customer Due Diligence Norms: KYC Rules for CAIIB BRBL
Customer due diligence norms are the identification, verification and ongoing monitoring steps a bank must complete before and dur...
Free Cash Flow to Firm: CAIIB ABFM Valuation Exam Guide
Free cash flow to firm (FCFF) is the cash an enterprise generates for all its capital providers — lenders and shareholders togethe...
Liquidity Coverage Ratio: CAIIB BFM Guide to Bank Liquidity
The liquidity coverage ratio is a 30-day survival test. A bank must hold enough unencumbered high quality liquid assets (HQLA) to...
Credit Risk Management in Banks: CAIIB ABM Exam Guide
Credit risk management in banks is the discipline of pricing, limiting and monitoring the chance that a borrower does not repay —...
Bancassurance in Retail Banking: JAIIB RBWM Exam Guide
Bancassurance in retail banking is the arrangement under which a bank distributes the insurance products of one or more insurers t...
Trial Balance and Rectification of Errors: JAIIB AFM Guide
A trial balance that tallies proves exactly one thing: that total debits equal total credits. It does not prove that the books are...
Periodic KYC Updation in Banks: Rules, Risk and Timeline
Periodic KYC updation is the mandatory re-verification of an existing customer's identity, address and risk profile at the interva...
Role of SEBI in the Indian Financial System: JAIIB Guide
The role of SEBI is to protect investors, develop the securities market and regulate every intermediary that touches it — a...
PLI for Bank Employees: How It Is Actually Calculated
Every year around results season the same joke does the rounds in bank WhatsApp groups. The bank announces a record profit, the da...
CAIIB ABM PYQ Practice: How to Use Previous Year Questions
There is a moment every CAIIB candidate hits somewhere around week three. You have read the Advanced Bank Management book once, th...
The voluntary liquidation under IBC: Process and Requirements
When a company or LLP is financially sound but its promoters simply want to close it down in an orderly, legally clean way, the Co...