Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
HTM Portfolio Sale Limit: RBI's 5% Rule for Bank Treasuries
Every bank treasury desk lives with one quiet but powerful constraint: the HTM portfolio sale limit. Held to Maturity securities a...
National Cyber Crime Reporting Portal: A Banker's IIBF Guide
Every banker preparing for the Prevention of Cyber Crime paper eventually meets a question on the national cyber crime reporting p...
Record Retention Under PMLA: What Every KYC-AML Banker Must Know
Every reporting entity in the Indian banking system operates under a strict record retention under PMLA mandate that decides how l...
Anti-Corruption Policy in Banks: A Complete IIBF Ethics Guide
A working anti-corruption policy in banks is now a supervisory expectation, not an optional add-on, given how much of India's bank...
Second Method of Lending: MPBF Assessment for CCP Aspirants
Working capital assessment is one of the most numerical-heavy parts of the credit appraisal syllabus, and the second method of len...
Operational Risk RCSA in Banks: A CAIIB Risk Management Guide
For CAIIB Risk Management candidates, Operational Risk RCSA in Banks sounds procedural but is tested with real precision — examine...
Understanding DPDP Act Breach Notification Norms for Banks
Banks handling millions of customer records now build part of their IT compliance playbook around DPDP Act breach notification nor...
Layoff and Retrenchment in Banks: CAIIB HRM Study Guide
Bank HR teams rarely need to reduce headcount, but when branch rationalisation, automation or a business closure forces the issue,...
Regional Rural Banks Structure: Ownership & Capital for CAIIB RB
For CAIIB Rural Banking candidates, regional rural banks structure is one of those topics that looks simple on the surface but hid...
Debt Recovery Tribunal proceedings: DRT Powers Under RDDBFI Act
For CAIIB BRBL candidates, understanding Debt Recovery Tribunal proceedings is essential — banks and financial institutions rely o...
Ind AS 116 lease accounting: A Complete CAIIB ABFM Exam Guide
Every CAIIB ABFM candidate eventually runs into the accounting standard that quietly rewrote how leases sit on a balance sheet. In...
Net Stable Funding Ratio (NSFR): CAIIB BFM Liquidity Guide
Every CAIIB BFM aspirant learns the Liquidity Coverage Ratio early, but examiners increasingly probe its structural counterpart. T...