Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Cyber Incident Reporting for Banks: CAIIB ITDB Guide 2026
Cyber incident reporting for banks in India runs on two separate clocks, and CAIIB ITDB candidates lose marks by assuming there is...
Kirkpatrick Model of Training Evaluation for CAIIB HRM
The Kirkpatrick Model of Training Evaluation answers one question a bank's HR department must answer every year: did the money spe...
Business Correspondent Model: CAIIB Rural Banking Guide
The business correspondent model lets a bank deliver deposits, withdrawals, remittances and small-value credit through a contracte...
Customer Due Diligence Norms: KYC Rules for CAIIB BRBL
Customer due diligence norms are the identification, verification and ongoing monitoring steps a bank must complete before and dur...
Free Cash Flow to Firm: CAIIB ABFM Valuation Exam Guide
Free cash flow to firm (FCFF) is the cash an enterprise generates for all its capital providers — lenders and shareholders togethe...
Liquidity Coverage Ratio: CAIIB BFM Guide to Bank Liquidity
The liquidity coverage ratio is a 30-day survival test. A bank must hold enough unencumbered high quality liquid assets (HQLA) to...
Credit Risk Management in Banks: CAIIB ABM Exam Guide
Credit risk management in banks is the discipline of pricing, limiting and monitoring the chance that a borrower does not repay —...
Bancassurance in Retail Banking: JAIIB RBWM Exam Guide
Bancassurance in retail banking is the arrangement under which a bank distributes the insurance products of one or more insurers t...
Trial Balance and Rectification of Errors: JAIIB AFM Guide
A trial balance that tallies proves exactly one thing: that total debits equal total credits. It does not prove that the books are...
Periodic KYC Updation in Banks: Rules, Risk and Timeline
Periodic KYC updation is the mandatory re-verification of an existing customer's identity, address and risk profile at the interva...
Role of SEBI in the Indian Financial System: JAIIB Guide
The role of SEBI is to protect investors, develop the securities market and regulate every intermediary that touches it — a...
PLI for Bank Employees: How It Is Actually Calculated
Every year around results season the same joke does the rounds in bank WhatsApp groups. The bank announces a record profit, the da...