Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Simulation and Queuing Models in Banking: Monte Carlo and Waiting Lines (CAIIB ABM)
Every branch manager knows the scene: five customers in line, one teller counter open, and a queue that keeps growing at lunch hou...
Mutual Fund Distribution by Banks: AMFI, SEBI Rules and Suitability (JAIIB RBWM)
When a bank's relationship manager offers you a mutual fund alongside your fixed deposit, that conversation sits inside a tightly...
Funds Flow Statement Analysis: Sources, Uses and the Banker's View (JAIIB AFM)
If you are preparing for JAIIB AFM, funds flow statement analysis is one of those topics that looks simple on paper but trips cand...
Basic Savings Bank Deposit Account: BSBDA Rules, Limits and Free Services (JAIIB PPB)
A Basic Savings Bank Deposit Account is the entry point RBI designed for every Indian resident to hold a bank account without payi...
Foreign Direct Investment in India: Routes, Caps and FDI in Banking (JAIIB IEIFS)
For JAIIB candidates, foreign direct investment in India is one of those topics that looks like pure memory work until you see how...
JAIIB November 2026 Registration Rescheduled to 10 August
If you sat down on 1 August expecting to pay your fee and be done with it, nothing was wrong with your browser. JAIIB November 202...
IRRBB Framework Explained: EVE vs NII for CAIIB BFM 2026
Interest rates rose and the bank booked a loss. Was that a loss of economic value of equity, or a loss of net interest income? If...
Sanctioned Limit vs Drawing Power: The Difference That Costs Marks
Ask a new branch officer what a borrower with a ₹1 crore cash credit limit can withdraw, and the answer comes back instantly...
Diversion of Funds: How One Machine Breaks a Cash Credit Account
A borrower with a clean repayment record, a sanctioned cash credit limit and one seemingly harmless decision: he buys a machine ou...
Priority Sector Lending Update 2026: Full Master Class
If you are preparing for JAIIB, CAIIB or an internal promotion exam, there is one chapter you cannot afford to treat as revision f...
IRRBB Outlier Test: The 15% of Tier 1 Rule Explained
Some regulatory thresholds are quiet. This one is not. If a bank fails the IRRBB outlier test, it is formally flagged as carrying...
FD Interest Rates 2026: The RBI Rules Behind Every Deposit
Every time a bank rewrites its deposit card, the same question lands in our inbox: which bank is giving the best FD interest rates...