Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Branch Authorisation Policy for Banks: Banking Outlets and URC Norms (BCP)
Every compliance officer sitting for BCP needs a working grip on the branch authorisation policy for banks — the framework that de...
UCP 600 and Document Discrepancies: Examination, Refusal and Waiver (IIBF ITF)
Every negotiating, confirming or issuing bank handling a letter of credit eventually runs into the same moment of truth: does this...
NBFC Lending Against Shares: LTV, Margin and RBI Norms (IIBF NBFC)
NBFC lending against shares is one of the most closely watched segments of capital-market linked credit, and RBI keeps a tight rei...
Treasury Accounting and Profitability Measurement: P&L and Revaluation (IIBF Treasury Management)
Treasury accounting and profitability measurement decides how a bank prices, values, and scores every trade its dealing room execu...
Micro Enterprise Lending by Small Finance Banks: Appraisal and Collections (IIBF SFB)
For loan officers writing the IIBF Small Finance Bank exam, micro enterprise lending by small finance banks is the paper's most pr...
Strategic Risk in Financial Services: Drivers, Measurement and Oversight (IIBF RFS)
Strategic risk in financial services is the risk that a bank's chosen business model, its response to competitive and regulatory c...
Information Security Awareness Training in Banks: Programme Design (IIBF IT Security)
Every bank's information security programme is only as strong as its weakest employee action — a clicked phishing link, a shared p...
UPI International Payments: Cross-Border Acceptance and PayNow Linkage (Digital Banking)
UPI international payments have moved from a pilot idea to a working cross-border rail, and JAIIB/CAIIB Digital Banking papers now...
Fully Accessible Route for Government Securities: FPI Access and Yields (IIBF TIRM)
The Fully Accessible Route for government securities is the single biggest structural change to India's sovereign debt market in t...
Deepfake Fraud in Banking: Voice Cloning, KYC Spoofing and Defences
Deepfake fraud in banking has moved from a theoretical risk to an active threat vector that Indian banks and their customers are a...
Virtual Digital Assets and AML Compliance: Crypto Rules for Banks (KYC AML)
Crypto is no longer a regulatory blind spot for Indian banks. Since March 2023, the Prevention of Money Laundering Act, 2002 (PMLA...
AI Ethics in Banking: Bias, Explainability and Accountability
Every large bank in India now runs at least one AI or machine-learning model somewhere in its credit, fraud, or collections stack....