Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Mergers and Acquisitions Valuation: Synergies, Swap Ratio and Goodwill (CAIIB ABFM)
If you are preparing for CAIIB ABFM, mergers and acquisitions valuation is a topic examiners return to every cycle. It blends corp...
Dividend Payout Norms for Banks: RBI Eligibility and Ceilings (CAIIB BFM)
Every listed bank's board watches one number closely each March: the dividend payout ratio. The dividend payout norms for banks in...
Restructuring of Stressed Advances: RBI Framework and Bank Practice (CAIIB ABM)
When a borrower account shows early signs of stress, banks turn to restructuring of stressed advances to protect recovery value an...
Goal Based Financial Planning: Goals, Asset Mix and Reviews (JAIIB RBWM)
Goal based financial planning is the core skill a JAIIB RBWM candidate must master before advising any retail customer. It means m...
Accounting for Share Capital and Debentures: Entries and Treatment (JAIIB AFM)
Accounting for share capital and debentures is one of the most scoring topics in JAIIB AFM. Examiners love it because the entries...
Cheque Truncation System: How CTS Clearing Works in India (JAIIB PPB)
Every JAIIB PPB candidate must know how a cheque moves from the depositor's branch to the drawer's branch without ever leaving the...
Disinvestment of Public Sector Enterprises in India: Routes and Impact (JAIIB IEIFS)
Disinvestment of public sector enterprises is a recurring topic in the JAIIB Indian Economy and Indian Financial System paper. Eve...
HTM, AFS and FVTPL: Bank Investment Classification for CAIIB BFM
Ask three CAIIB candidates how a bank sorts its securities and you will often get three different answers, because the investment...
HTM Category Explained: RBI Investment Rules for CAIIB BFM 2026
If your CAIIB BFM notes still list four investment categories, they were written before the rules changed. Since the accounting pe...
Homebuyers and Allottees Under IBC: Financial Creditor Status and Thresholds
For decades, a home buyer who paid a builder in advance and then watched the project stall had almost no seat at the insolvency ta...
Risk Culture in Banks: Indicators, Tone from the Top and Assessment (IIBF Risk Management)
Risk culture in banks is the invisible layer that decides whether a well-designed risk appetite framework actually holds up when a...
Audit of Investment Portfolio in Banks: Verification and Provisioning (CAAP)
For a statutory or concurrent auditor, the audit of investment portfolio in banks is one of the highest-risk areas of any bank aud...