CAAP Study Plan: 35 Days Alongside a Full-Time Bank Job

You reached home at eight, the day's cash balancing is still ringing in your head, and the syllabus of Certified Accounting and Audit Professional looks like two exams stacked on top of each other. That is exactly the feeling a good CAAP study plan has to solve. Not with motivation, but with arithmetic: how many chapters, how many evenings, how many questions per night.

This article gives you that arithmetic. Even if you never buy anything from us, you can copy the 35-day schedule below onto a sheet of paper and start tonight. Where it helps, we show how the plan maps onto one specific printed book, so you can judge for yourself whether it fits the way you study.

Why a working banker needs a different kind of plan

Most study plans online assume four free hours a day. You do not have that. A realistic banker has perhaps ninety minutes on weekdays, three or four hours on a Sunday, and a few dead days when a branch audit, a month-end or a transfer eats everything. A plan that ignores this collapses by day six, and then you feel guilty and quietly postpone the exam.

So build the plan on three honest assumptions:

• One chapter per weekday evening, not three. Small, finishable units beat heroic targets.
• Questions the same night. Solving MCQs while the chapter is fresh turns reading into recall, and recall is what the exam measures.
• A buffer built in. Five of the 35 days below are deliberately light so one bad week does not wreck the schedule.

If you are coming off a failed or postponed attempt, this matters even more. The earlier attempt probably did not fail because you are weak; it failed because the plan assumed a life you do not have.

Understand what you are actually preparing

CAAP has two halves, Accounting and Auditing, and each is split into four modules. Before you plan a single evening, know the shape of the load. In the CAAP printed book the 63 chapters fall like this:

Accounting half (38 chapters)

• Module A, Fundamentals of Accounting: 8 chapters, from the accounting process and vouchers to bank reconciliation and depreciation.
• Module B, Financial Statements of Banks and Taxation: 15 chapters, covering advances, asset classification and provisioning, the profit and loss account, disclosures and consolidation.
• Module C, Preparation of Financial Statements of Banks and Taxation: 8 chapters, including final accounts, cash flow, MIS and direct and indirect tax.
• Module D, Accounting Standards (Ind AS): 7 chapters on scope, applicability to banks, consolidation and disclosures.

Auditing half (25 chapters)

• Module A, Introduction and Types of Audit: 5 chapters, including bank audit, risk-based supervision and internal audit.
• Module B, Risk-Based Internal Audit, Risk Management and Data Analytics: 3 chapters.
• Module C, Audit in Computerized Information System Environment: 2 chapters.
• Module D, Bank Audit and Special Audit Areas: 15 chapters, from audit aspects of advances and treasury to long form audit reports, Basel III, database security audit and remote auditing.

Notice the imbalance. Accounting Module B and Auditing Module D together are 30 of the 63 chapters, almost half the paper. Those two modules deserve your best weekends. Auditing Modules B and C are short; treat them as quick wins to rebuild confidence.

The numbers behind the book, and why they suit a tired reader

The 2026 edition of this book runs to 334 pages across two volumes, one for Accounting and one for Auditing. That is 63 chapters and 936 end-of-chapter MCQs, which works out to roughly 15 questions per chapter on average, and about five pages of reading for each. Five pages and fifteen questions is a unit you can finish in an evening without dreading it.

Beyond the chapters, the book carries 120 case studies (480 questions) and 10 mega tests (1000 questions). The case studies matter because audit and accounting papers love scenarios: a loan that slips to NPA, a reconciliation that does not tie, a branch consolidation entry. The mega tests give you full-length practice near the end.

A fair word on limits: a book alone will not give you exam-hall speed. Reading builds understanding; only timed questions build speed. That is why the plan below keeps questions in every single session, and why you should also take the free mock tests at iibf.store/tests before the exam.

The 35-day CAAP study plan, module by module

Here is the schedule. The MCQ column is approximate, using the book's average of about 15 questions per chapter. Treat it as a target, not a law.

Two chapters on a weekday sounds heavy, but several chapters in Accounting Module A and Module C are short or procedural. If a chapter is dense, such as Asset Classification, Income Recognition and Provisioning, give it a full evening on its own and let the lighter ones double up.

How to run a single evening

Whatever the chapter, run every session the same way, so you never waste energy deciding what to do.

1. Ten minutes: skim. Read the headings and any tables first. Know the shape before the detail.
2. Forty minutes: read properly. Pen in hand. Mark definitions, formulae and anything with a number attached.
3. Thirty minutes: solve the chapter's MCQs. Do not peek at the answers until you have attempted all of them.
4. Ten minutes: review mistakes. Write each wrong answer and the reason on one line in a small notebook. This notebook becomes your final-week revision sheet.

That is ninety minutes, which is the budget we started with. On a bad day, do steps 3 and 4 only for the previous chapter; the reading can wait, the recall cannot.

Sundays are for repair, not for new material

Resist the urge to use Sunday to race ahead. Use it to repair. Re-attempt the questions you got wrong during the week, re-read the two or three chapters that felt shaky, and redo your mistake notebook. Retention comes from returning to material, not from passing over it once.

In Accounting, the usual leaks are provisioning percentages, the layout of the profit and loss account, and the mechanics of consolidation. In Auditing, they are the distinctions between types of audit, and the long form audit reports. Whatever your own leaks are, your notebook will show them by week two.

The last four days: case studies and mega tests

Days 32 to 35 are where the book's extras earn their place. Start with the case studies, because scenario questions test whether you can apply a concept, not merely recognise it. Then attempt the mega tests under time pressure, ideally in one sitting with your phone away. After each, spend more time on the review than on the test itself.

If your score in a mega test is lower than you hoped, do not panic on day 34. Go back to the chapters your notebook flagged, fix those, and attempt the next test. The plan has room for exactly this. For the official schedule, eligibility and exam pattern for the upcoming exam cycle, always check the IIBF website, because we do not want you relying on a blog for dates.

Using free material alongside the book

You do not have to spend anything to follow the schedule. The free PDFs at iibf.store/free-material and the practice tests at iibf.store/tests are enough to run a basic version of this plan. The printed book adds a single, ordered source in the sequence the plan follows, and it works even when your phone battery or your patience is low at eleven at night.

If you want to look before deciding, the book page has a free sample. At the time of writing the price is ₹1,199 against an MRP of ₹2,398, but prices can change, so treat the book page as the current source. You can also browse the rest of the range at iibf.store/books.

Final thoughts: a plan you can actually keep

A CAAP study plan succeeds when it survives a bad week. That is why this one is built on small units, same-night questions, Sunday repair and a short closing sprint. Print the table, stick it above your desk, and tick off each day. If you miss two days, do not restart; slide the schedule and use your buffer.

Thirty-five evenings is not long. Start with Accounting Module A tonight, solve the questions before you sleep, and let the rest follow one chapter at a time. More study guides are on our blog whenever you want another method.

Frequently asked questions