Difference Between Pledge, Hypothecation and Mortgage
18 June 2026
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1 min read
| Pledge | Hypothecation | Mortgage | |
| Type of Security | Movable | Movable | Immovable |
| Possession of the security | Remains with lender (pledgee) | Remains with Borrower | Usually Remains with Borrower |
| Examples of Loan where used | Gold Loan, Advance against NSCs, Adv against goods (also given under hypothecation) | Car / Vehilce Loans, Adv against stock and debtors | Housing Loans |
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