CAIIB articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Contract of Indemnity and Guarantee for Bankers: Sections 124-147 (CAIIB BRBL)
The contract of indemnity and guarantee for bankers is one of the most heavily tested areas of CAIIB Banking Regulations and Busin...
Operating and Financial Leverage: DOL, DFL and DCL Explained (CAIIB ABFM)
Every CAIIB ABFM paper carries at least one numerical on operating and financial leverage, and most candidates lose marks not beca...
Cost of Deposits and Deposit Pricing: Spread and NIM Management (CAIIB BFM)
For a CAIIB BFM candidate, cost of deposits and deposit pricing is the topic that connects almost every other chapter in the paper...
Measures of Central Tendency in Banking Statistics: Mean, Median, Mode (CAIIB ABM)
When your CAIIB ABM paper hands you a frequency table of loan account sizes or NPA ages and asks you to summarise it in one number...
RBI Intervention in the Foreign Exchange Market: Tools and Sterilisation (CAIIB CB)
Every candidate preparing for the Central Banking elective in CAIIB must understand how RBI intervention in the foreign exchange m...
Climate Stress Testing for Banks: Scenarios, Data and Disclosure (CAIIB Risk Management)
Indian banks are being pushed to treat climate change as a core financial risk, not a corporate-social-responsibility footnote. Cl...
Enterprise Architecture in Banks: Layers, TOGAF and Modernisation (CAIIB ITDB)
If you are preparing for the CAIIB ITDB elective, you need a working command of enterprise architecture in banks — not just as an...
Attrition and Employee Retention in Banks: Causes and Interventions (CAIIB HRM)
Every public and private sector bank in India tracks one HR metric more closely than most: attrition. Attrition and employee reten...
Agricultural Land Records in Rural Banking: Charge Creation and Verification (CAIIB)
For a CAIIB Rural Banking candidate and for a working credit officer alike, agricultural land records in rural banking decide whet...
Bailment and Pledge for Bankers: Sections 148 to 181 Explained (CAIIB BRBL)
Every CAIIB BRBL candidate eventually meets a question that hinges on one word: was it bailment, or was it pledge? Bailment and pl...
Demerger and Corporate Restructuring: Types, Tax and Accounting (CAIIB ABFM)
A demerger and corporate restructuring exercise lets a company hive off a business division into a separate legal entity without d...
Merchant Rates in Forex: TT, Bill and Cash Rates for Banks (CAIIB BFM)
Every foreign exchange transaction a bank does with a customer starts with a question: what rate do we quote? That question is ans...