KYCAML articles
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
AML Risk in Non-Profit Organisation Accounts: FATF R8 and Bank Controls
Charitable trusts, societies, Section 8 companies and religious bodies are not natural suspects, yet Indian banks treat AML risk i...
KYC AML: cross border wire transfer rules explained for 2026
Money laundering rarely stays inside one country, which is why the cross border wire transfer rules sit at the heart of India's AM...
KYC AML: risk categorisation of customers explained for 2026
Every bank branch in India runs on one quiet but powerful engine: risk categorisation of customers. The moment an account is opene...
How sanctions screening in banks works: lists to freezing
Every account opened, every remittance released and every LC advised passes through a control that most bankers only notice when i...
A Practical Guide to beneficial ownership identification in KYC
Every customer due diligence file opened for a non-individual customer turns on one question: which flesh-and-blood person actuall...
Combating the Financing of Terrorism: Rules, Red Flags and Reporting
For IIBF JAIIB and CAIIB candidates, combating the financing of terrorism is a distinct compliance discipline that sits next to an...
Enterprise Wide AML Risk Assessment: Drivers, Scoring and Controls
Every bank operating in India must run an enterprise wide AML risk assessment at least once a year, and refresh it whenever the bu...
Transaction Monitoring Alerts in AML Compliance: Scenarios and Tuning
Every bank running a transaction monitoring system generates thousands of daily alerts, and how those alerts move from a red flag...
Trade-Based Money Laundering Red Flags for Bankers
Every branch officer knows the cash side of AML monitoring. Far fewer are confident spotting trade-based money laundering red flag...
Hawala and Informal Value Transfer Systems: AML Red Flags (KYC AML)
Every branch compliance officer eventually meets a customer whose account behaviour just does not add up. Small, frequent credits...
Virtual Digital Assets and AML Compliance: Crypto Rules for Banks (KYC AML)
Crypto is no longer a regulatory blind spot for Indian banks. Since March 2023, the Prevention of Money Laundering Act, 2002 (PMLA...
RBI KYC Master Direction: A Banker's Complete Guide
Every bank in India runs its Know Your Customer (KYC) programme off one rulebook. That rulebook is the RBI KYC master direction. C...