Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Export Factoring and Receivables Finance: How It Works (IIBF ITF)
For exporters selling on open account terms, waiting 60 to 180 days for a buyer to pay strains working capital. Export factoring a...
Corporate Governance Norms for NBFCs Under Scale Based Regulation
If you are preparing for the CAIIB NBFC elective, you cannot skip the corporate governance norms for NBFCs — they surface in nearl...
FCNR(B) Deposits and Forward Cover in Bank Treasury (IIBF Treasury Management)
Every bank that accepts a Foreign Currency Non-Resident Bank deposit builds a matching exposure into its treasury book, and unders...
Multiple Lending and Over-Indebtedness in Microfinance (IIBF SFB)
Multiple lending and over-indebtedness in microfinance is one of the sharpest risk themes tested in the Small Finance Bank module,...
Underwriting Risk in General Insurance: Pricing and Reserving (IIBF RFS)
If you remember one idea from this topic, make it this: underwriting risk in general insurance is not a single number, it is the c...
Zero Trust Architecture in Banks: Principles and Rollout (IIBF IT Security)
The bank branch used to be a fortress: a hardened network perimeter, a firewall at the edge, and everything inside the wall truste...
Open Credit Enablement Network OCEN: Digital Lending Rails Explained
Small-ticket, short-tenor credit — a Rs 5,000 kirana purchase loan, a three-month invoice advance, or a gig-worker's weekly cash-f...
Non-SLR Investment Norms for Banks: Limits, Valuation and Disclosure (IIBF TIRM)
If you are preparing for the IIBF Treasury, Investment and Risk Management (TIRM) paper, you cannot skip the rules that govern wha...
QR Code and Payment Link Fraud: How It Works and How Banks Stop It
Almost every complaint that lands at a bank's fraud desk starts the same way: "I only scanned a QR code" or "I just clicked a link...
AML Risk in Non-Profit Organisation Accounts: FATF R8 and Bank Controls
Charitable trusts, societies, Section 8 companies and religious bodies are not natural suspects, yet Indian banks treat AML risk i...
Ethical Audit in Banks: Scope, Process and Findings (IIBF Ethics)
Every bank has a code of conduct on paper. Far fewer banks can prove, with evidence, that the culture on the ground actually match...
Techno Economic Viability Study in Project Finance (CCP)
Every term loan for a greenfield or brownfield project rests on one document more than any other: the appraisal note built around...