Banking exam prep blog
Fresh articles on syllabus changes, RBI policy moves, and high-yield revision tactics — written for working bankers who study after office hours.
Public Debt Management by RBI: Auctions, Calendar and Conflicts (CAIIB Central Banking)
Every rupee the government borrows to bridge its fiscal deficit passes through one desk — the Internal Debt Management Department...
Sale of Stressed Assets to ARCs: Transfer of Loan Exposures Rules (CAIIB Risk Management)
When a loan turns bad and recovery inside the bank stalls, the sale of stressed assets to ARCs is one of the three levers a lender...
Robotic Process Automation in Banks: Use Cases and Controls (CAIIB ITDB)
Robotic process automation in banks now runs thousands of back-office transactions every night without a single employee logging i...
Emotional Intelligence for Bank Managers: Skills That Matter (CAIIB HRM)
A branch manager can know every product circular by heart and still lose the team, the customer, and the numbers if the human side...
Joint Liability Group Financing in Rural Banking (CAIIB RB)
Joint liability group financing is one of the oldest and most effective credit-delivery models NABARD designed for rural borrowers...
Consumer Protection Act 2019 for Banks: Forums, Limits and Defences (CAIIB BRBL)
When a bank delays a refund, mis-sells a loan cover, or dishonours a cheque without valid cause, the customer's first recourse is...
Lease Versus Buy Decision Analysis for Corporates (CAIIB ABFM)
Every CAIIB ABFM paper carries at least one problem on lease versus buy decision analysis, and the marks are lost less often on th...
Forward Contract Booking and Cancellation in Bank Forex Deals (CAIIB BFM)
Every bank dealing room handles forward contract booking and cancellation as routine business, yet the rules behind it trip up mos...
Balanced Scorecard for Bank Performance Measurement (CAIIB ABM)
Every branch manager can quote last quarter's return on assets. Far fewer can explain why NPS dropped, or why the training calenda...
Gold Loans for Retail Customers: LTV, Repayment and RBI Rules (JAIIB RBWM)
When a customer needs cash within the hour and has family gold sitting idle in a locker, gold loans for retail customers are usual...
Branch Accounting and Departmental Accounts Explained (JAIIB AFM)
Branch accounting and departmental accounts sit at the heart of Module D in JAIIB AFM, and examiners return to this topic nearly e...
Standing Instructions and Mandates in Bank Accounts (JAIIB PPB)
A standing instruction looks like a small thing on an account opening form, yet it is one of the most tested operational topics in...